I work in a company without giving housing loan at usurious interest, but require that the employee life insurance in order to take the company right from the insurance company in the event of the death of the employee prior to the payment of the loan.
Is this loan halaal or haraam? May Allah Ovetona good.
Praise be to God
Take the good loans that are not legitimate and their Lord: permissible, but may not be linked to conditions that are illegal, and what is stated in the question, which is disturbing to say the passport requirement is the company to ensure that the borrower for his life, and there is no doubt that the insurance life - indeed, all kinds of insurance - which is forbidden contract facilitator.
Sheikh Abdul Aziz bin Baz - may Allah have mercy on him: --
Life insurance and property: can not be legally forbidden; for the Gharar of usury and, deprived of God mean that all transactions and transactions in which Gharar the mercy of the nation and to protect them than it would harm her, he said, the Almighty God: (God and the lawful sale and the campus of usury), for access The Messenger of Allah may Allah bless him and forbade the sale of gharar, and reconcile with God.
"Islamic fatwas" (3-5).
Thus: it may participate in the program of housing loans, which require the company to ensure that the beneficiary on his life.
(And fear of God makes a way out. And for him to get out of where it is looking to God, it is calculated that God has made him very Allah much everything) Divorce / 2, 3, (and fear of God makes it easier to order) Divorce / 4, and "left nothing to God's good offset it."
And Allaah knows best.
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