Life insurance (individual)

Common to all types of insurance in the profits with the exception of temporary insurance.


The minimum amount of insurance (1000) pounds for all types of insurance, except:

1 - temporary insurance (5000) LE
2 - bilateral document (2000) pounds.
3 - The document Quartet (4000) pounds.



Insurance without a medical examination until (50000) Egyptian pounds (the amount of risk) and not more than 40 years of age with the terms of the postponement for two years.


Require the disclosure of medical insurance for life and provisional.


Must obtain a token with the request for insurance - not less than a quarter of the annual premium for the amount of insurance, the right to be acquired at the end of the company called the insurance to take the actions or non-receipt of the document.


To calculate the annual premium: first determine the age at the commencement of the insurance, taking into account the age reparation to fracture if the full year, six months or more fractures and excluded if less than that.

First:
ý life insurance (with participation in profits) mixed in the end the age of five and eighty
Committed to the company under this insurance, regardless of the amount insured in one of the following circumstance:



In the case of the death of the insured.


In the case of the survival of the insured is alive at Bluap the age of eighty.

And that in return for an annual premium is paid as soon as the death of the insured or Bluap the age of five and eighty.
This document is involved in the actual profits earned in the section of Life Insurance to be distributed to policyholders 85% of the profits each year in the form of elevation of the amounts owed by insurance - as with the disposal of profits Amuallap insurance death benefit amounts, and did not deserve the profits in the event of liquidation or reduction.
Example: Thirty-year-old person wants to believe the amount of his life (1000) pounds - it's ability to pay annual installments of $ "14,172" pounds until his death, and even more Bluap the age of eighty-fifth
And paid the company Almstnfdin after the death of the insured directly to the amount of the "1000" pounds - in addition to profits Amuallap if death occurred before the age of eighty-fifth, and paid the amount of insurance in addition to profits Amuallap to the insured person if he was alive when they reach that age.
Note: This type of insurance can be obtained at the largest amount in exchange for lower insurance premiums as possible, which is suitable for people who wish to leave the largest possible amount of cash to heirs after them, at low costs.