Insurance Authority submitted a new proposal to link premiums to the mandatory vehicle traffic accidents, so as to reduce insurance premiums by between 5% -15% in the absence of the commission of any vehicle accidents or serious irregularities.
This, coupled with the proposed lifting of the compulsory insurance premiums have gone up by 35% -200%, in the case of traffic accidents leading to physical and material damage, as the premium by 35% when there are minor material damage, and 75% in the medium-material damage, and to 125% in serious physical damage.
As premiums rise at the same proportions causing bodily harm (simple, medium, heavy) in the event of death rate to rise 200%.
According to the proposed project instructions will be issued the new mandatory insurance will be reduced in the proportion of 5% of the amount of the premium, in the absence of a vehicle belonging to the insurer of any accident or committed any serious traffic offense during the year preceding the date of the insurance premium will be reduced by insurance.
Will also be reducing the rate of 10% of the amount of the premium, in the absence of a vehicle belonging to the insurer of any accident or committed any serious traffic offense during the two years preceding the date of the insurance premium will be reduced by insurance.
Will be reducing the rate of 15% of the amount of the premium, in the absence of a vehicle belonging to the insurer of any accident or committed any serious traffic offense during the three years preceding the date of the insurance premium will be reduced by insurance
The proposal in the event of damage in more than one incident to the adoption of the highest percentage of the most serious damage to the goals and added to the premium paid by him Almmermn for the year preceding the date of the insurance, and may not be the collection of such rates in case of multiple damage in the incident one. In the event that caused the vehicle to more than one incident during the year, bringing the amount of compensation paid by the insurance company for the purpose of determining the rate of increase on the insurance premium, may not exceed the percentage increase in all cases of 200%. And adopts the date of payment of compensation by the insurance company for the purpose of calculating the rate of increase on the premium of insurance for the year following the date of payment of compensation, regardless of the date of the accident.
And exempt vehicles that have been increased by the premium increase because of the accident, the insurance premium if the vehicle did not cause this accident insurance during the year were met, the second increase in the early stages and to satisfy the insurance of the third installment in the original, without an increase or reduction.
In the event of disagreement, which the insurance company has paid the amount of compensation from the insurance company that meets the insurance premium increase for the year following the insurance, is met by the insurance company to increase the insurance premium to increase the amount of the transfer of the insurance company has paid the amount of compensation and in accordance with the mechanism to be agreed upon by insurance companies.
In the case of multiple insurance companies that deserve the increase in premium because of the delay in the payment of compensation for any reason, the increase in the premium is divided between insurance companies by the amount of compensation paid by each company to the total amount of compensation paid by all these companies.
Begin the registration of hazardous incidents and irregularities on the vehicle for the purpose of the application of the increase and reduction of insurance premium from the date of entry into force of instructions that will be the subject may not calculate the increase retroactive for the year preceding the effective date of these instructions.
Section proposed awards to be paid by insurance companies according to the material and physical damage caused by accident, in the event of physical damage was minor pay 250-500 dinars, and in material damage to the medium of DINARD 501-3000, extensive material damage, and over 3001 dinars, and in minor physical damage if the company paid 250? 500 dinars, and in the physical damage to the medium 501-3000 DINARD serious physical damage and 3001 dinars and more deaths in the event of the company paid 12 thousand dinars.
This, coupled with the proposed lifting of the compulsory insurance premiums have gone up by 35% -200%, in the case of traffic accidents leading to physical and material damage, as the premium by 35% when there are minor material damage, and 75% in the medium-material damage, and to 125% in serious physical damage.
As premiums rise at the same proportions causing bodily harm (simple, medium, heavy) in the event of death rate to rise 200%.
According to the proposed project instructions will be issued the new mandatory insurance will be reduced in the proportion of 5% of the amount of the premium, in the absence of a vehicle belonging to the insurer of any accident or committed any serious traffic offense during the year preceding the date of the insurance premium will be reduced by insurance.
Will also be reducing the rate of 10% of the amount of the premium, in the absence of a vehicle belonging to the insurer of any accident or committed any serious traffic offense during the two years preceding the date of the insurance premium will be reduced by insurance.
Will be reducing the rate of 15% of the amount of the premium, in the absence of a vehicle belonging to the insurer of any accident or committed any serious traffic offense during the three years preceding the date of the insurance premium will be reduced by insurance
The proposal in the event of damage in more than one incident to the adoption of the highest percentage of the most serious damage to the goals and added to the premium paid by him Almmermn for the year preceding the date of the insurance, and may not be the collection of such rates in case of multiple damage in the incident one. In the event that caused the vehicle to more than one incident during the year, bringing the amount of compensation paid by the insurance company for the purpose of determining the rate of increase on the insurance premium, may not exceed the percentage increase in all cases of 200%. And adopts the date of payment of compensation by the insurance company for the purpose of calculating the rate of increase on the premium of insurance for the year following the date of payment of compensation, regardless of the date of the accident.
And exempt vehicles that have been increased by the premium increase because of the accident, the insurance premium if the vehicle did not cause this accident insurance during the year were met, the second increase in the early stages and to satisfy the insurance of the third installment in the original, without an increase or reduction.
In the event of disagreement, which the insurance company has paid the amount of compensation from the insurance company that meets the insurance premium increase for the year following the insurance, is met by the insurance company to increase the insurance premium to increase the amount of the transfer of the insurance company has paid the amount of compensation and in accordance with the mechanism to be agreed upon by insurance companies.
In the case of multiple insurance companies that deserve the increase in premium because of the delay in the payment of compensation for any reason, the increase in the premium is divided between insurance companies by the amount of compensation paid by each company to the total amount of compensation paid by all these companies.
Begin the registration of hazardous incidents and irregularities on the vehicle for the purpose of the application of the increase and reduction of insurance premium from the date of entry into force of instructions that will be the subject may not calculate the increase retroactive for the year preceding the effective date of these instructions.
Section proposed awards to be paid by insurance companies according to the material and physical damage caused by accident, in the event of physical damage was minor pay 250-500 dinars, and in material damage to the medium of DINARD 501-3000, extensive material damage, and over 3001 dinars, and in minor physical damage if the company paid 250? 500 dinars, and in the physical damage to the medium 501-3000 DINARD serious physical damage and 3001 dinars and more deaths in the event of the company paid 12 thousand dinars.
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